We make it affordable for you

Creating your dream outdoor space couldn’t be easier or more affordable with our payment options:

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Buy Now

Pay Later

You can buy now and pay nothing for up to 12 months.

If you repay the loan before the due date, you will pay no interest

9.9% APR representative *

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Or Simply Pay

a low deposit then balance on completion.

Pay a low deposit then the balance when your decking is complete and you’re totally delighted with finished result.

You can rest assured that your deposit is totally safe as it is covered by Independent Deposit and Guarantee Insurance from IWA - one of the UK’s leading organisations to administer Deposit Protection and Guarantee Insurance to consumers within the home improvement market.

we have other finance options available on request.

Representative Example - 120 months based on Buy Now Pay Later 12 months

  • Purchase price - £6000

  • Deposit - £1000

  • Loan amount - £5000

  • Monthly repayments - £70.58

  • Number of repayments - 119

  • And final payment - £68.70

  • Agreement length - 132 months

  • Total amount payable - £8,467.72

  • Exit admin fee - £0.00

  • Total credit charge - £3467.72

  • Rate of interest - 9.5% AIR

  • Representative APR - 9.9% APR

*Credit is subject to status. Current rates as at November 2017. Written quotations on request.


Fitrite Fencing & Decking Limited, trading as Fitrite Direct, is authorised and regulated by the Financial Conduct Authority. FCA no 765468. We act as a credit broker and not as a lender. We offer credit facilities through our partner lender, Ikano Bank AB with whom we have a commercial relationship. We do not charge any fees and we do not receive any commission from our panel of lenders.

Credit is provided by Ikano Bank AB (publ) and is available to UK residents aged 18 or over, depending on your financial circumstances. Fitrite Fencing & Decking Limited acts as a credit broker not a lender and only offers credit products for Ikano Bank AB (publ). Ikano Bank is authorised in Sweden by Finansinspektionen, the regulator for banks in Sweden, and some of its services are registered by the Financial Conduct Authority. Ikano Bank is a trading name of the UK branch of Ikano Bank AB (publ), which is registered with branch number BR016253. The registered office of the UK branch of Ikano Bank AB (publ) is Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG32 3DQ.